CDA Consumer Credit Account

To provide duration or amount of consumer credit account

Position
Element
Name
Type
Requirement
Min
Max
Repeat
CDA-01
Account Number
String (AN)
Mandatory
1
35
-
Account number assigned.
CDA01 defines credit account number.
CDA-02
Monetary Amount
Decimal number (R)
Mandatory
1
15
-
Monetary amount.
CDA02 defines credit account balance.
CDA-03
Monetary Amount
Decimal number (R)
Optional
1
15
-
Monetary amount.
CDA03 defines credit account original balance.
CDA-04
Monetary Amount
Decimal number (R)
Optional
1
15
-
Monetary amount.
CDA04 defines credit account past due amount.
CDA-05
Monetary Amount
Decimal number (R)
Optional
1
15
-
Monetary amount.
CDA05 defines credit account minumum payment amount.
CDA-06
Type of Account
Identifier (ID)
Optional
2
2
-
Code defining the type of ownership.
CDA06 defines credit account ownership type.
CDA-07
Type of Credit Account Code
Identifier (ID)
Optional
1
1
-
Code defining the type of credit account.
If CDA07 = I, then CDA08, CDA09 are required.
If CDA07 = I, CDA08 is number of months credit account reviewed.
If CDA07 = I, CDA09 is number of months credit account remaining.
CDA-08
Quantity
Decimal number (R)
Optional
1
15
-
Numeric value of quantity.
CDA08 defines number of months credit account reviewed.
CDA-09
Quantity
Decimal number (R)
Optional
1
15
-
Numeric value of quantity.
CDA09 defines number of months credit account remaining.
CDA-10
Date Time Period Format Qualifier
Identifier (ID)
Conditional
2
3
-
Code indicating the date format, time format, or date and time format.
CDA10 defines the date format used in CDA11 thru CDA15.
CDA-11
Date Time Period
String (AN)
Optional
1
35
-
Expression of a date, a time, or range of dates, times or dates and times.
C1110: If CDA-11 is present, then CDA-10 is required
CDA11 defines date credit account opened.
CDA-12
Date Time Period
String (AN)
Optional
1
35
-
Expression of a date, a time, or range of dates, times or dates and times.
C1210: If CDA-12 is present, then CDA-10 is required
CDA12 defines the date of last credit account activity.
CDA-13
Date Time Period
String (AN)
Optional
1
35
-
Expression of a date, a time, or range of dates, times or dates and times.
C1310: If CDA-13 is present, then CDA-10 is required
CDA13 defines the date credit account closed.
CDA-14
Date Time Period
String (AN)
Optional
1
35
-
Expression of a date, a time, or range of dates, times or dates and times.
C1410: If CDA-14 is present, then CDA-10 is required
CDA14 defines date credit account high delinquent.
CDA-15
Date Time Period
String (AN)
Optional
1
35
-
Expression of a date, a time, or range of dates, times or dates and times.
C1510: If CDA-15 is present, then CDA-10 is required
CDA15 defines the date credit account payoff is due.
CDA-16
Description
String (AN)
Optional
1
80
-
A free-form description to clarify the related data elements and their content.
CDA16 is text description of account security.

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