PPD Payment Pattern Details

To identify the payment pattern of specific, credit-related items

Position
Element
Name
Type
Requirement
Min
Max
Repeat
PPD-01
Payment Pattern
String (AN)
Optional
1
84
-
To identify a monthly payment pattern over time
PPD-02
Date Time Period Format Qualifier
Identifier (ID)
Optional
2
3
-
Code indicating the date format, time format, or date and time format.
PPD-03
Date Time Period
String (AN)
Optional
1
35
-
Expression of a date, a time, or range of dates, times or dates and times.
PPD03 identifies the payment pattern start date.
PPD-04
Reference Number
String (AN)
Optional
1
30
-
Reference number or identification number as defined for a particular Transaction Set, or as specified by the Reference Number Qualifier.
PPD04 identifies the credit repository reporting the payment pattern information.
PPD-05
Reference Number
String (AN)
Optional
1
30
-
Reference number or identification number as defined for a particular Transaction Set, or as specified by the Reference Number Qualifier.
PPD05 identifies the credit file identifier or hit level for particular credit repository.
PPD-06
Rating Code
Identifier (ID)
Optional
2
2
-
Code identifying the status of the credit account rating
PPD-07
Date Time Period
String (AN)
Optional
1
35
-
Expression of a date, a time, or range of dates, times or dates and times.
PPD-08
Number
Numeric (N0)
Optional
1
9
-
A generic number
PPD08 states the number of times payments were 30 days late.
PPD-09
Number
Numeric (N0)
Optional
1
9
-
A generic number
PPD09 states the number of times payments were 60 days late.
PPD-10
Number
Numeric (N0)
Optional
1
9
-
A generic number
PPD10 states the number of times payments were 90 days late.
PPD-11
Number
Numeric (N0)
Optional
1
9
-
A generic number
PPD11 states the number of times payments were 120 days late.
PPD-12
Number
Numeric (N0)
Optional
1
9
-
A generic number
PPD12 states the number of times payments were 150 days late.
PPD-13
Number
Numeric (N0)
Optional
1
9
-
A generic number
PPD13 states the number of times payments were 180+ days late.

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