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EDI 191 Student Loan Pre-Claims and Claims

Functional Group SD

X12F Finance Subcommittee

This Draft Standard for Trial Use contains the format and establishes the data contents of the Student Loan Pre-Claims and Claims Transaction Set (191) for use within the context of an Electronic Data Interchange (EDI) environment. This transaction set can be used by lending institutions (lenders), secondary markets, or student loan servicers to exchange information with guarantee agencies (guarantors) regarding pre-claims assistance on student loans that are approaching a default status and claim payment requests for defaulted student loans. This information includes, but is not limited to, borrower identification, loan detail, payment history, and due diligence history. Federal regulations require loan owners to file a pre-claims assistance request as part of their due diligence process, prior to filing a claim for default reimbursement. Loan owners are also required to file specific information to submit a claim payment request.

Heading

Position
Segment
Name
Max use
  1. To indicate the start of a transaction set and to assign a control number

  2. To indicate the beginning of a transaction set

  3. ENT Loop Mandatory
    Repeat 10
    1. To designate the entities which are parties to a transaction and specify a reference meaningful to those entities

      Use the ENT loop to identify the borrower, student, last school attended, loan holder, servicer, guarantors and other related entities.
    2. To sequence individual name components for maximum specificity

    3. To specify the location of the named party

    4. To specify the geographic place of the named party

    5. To identify a person or office to whom administrative communications should be directed

    6. To supply demographic information

    7. To supply additional demographic identification

    8. To specify any or all of a date, a time, or a time period

    9. To identify and answer yes and no questions, including the date, time, and comments further qualifying the condition

    10. To provide school data relative to the applicant or the student

    11. IN1 Loop Optional
      Repeat 10
      1. To provide identification of an individual or entity

        Use the IN1 loop to identify the spouse, employer, relatives, references, and certification authorities.
      2. To sequence individual name components for maximum specificity

      3. To specify the location of the named party

      4. To specify the geographic place of the named party

      5. To identify a person or office to whom administrative communications should be directed

      6. To specify any or all of a date, a time, or a time period

      7. To identify and answer yes and no questions, including the date, time, and comments further qualifying the condition

    12. REF Loop Mandatory
      Repeat 100
      1. To specify identifying information

        Use the REF loop to identify the borrower's student loans.
      2. To provide information for the loan under consideration

      3. To provide information related to the disposition of a student loan

      4. To provide information related to student loan delayed repayment

      5. To identify and answer yes and no questions, including the date, time, and comments further qualifying the condition

      6. To specify disbursement dates and amounts for a loan

      7. To specify any or all of a date, a time, or a time period

      8. To indicate the total monetary amount

      9. IN1 Loop Optional
        Repeat 10
        1. To provide identification of an individual or entity

          Use the IN1 loop to identify the co-signers, co-makers, endorsers, or prior schools.
        2. To sequence individual name components for maximum specificity

        3. To specify the location of the named party

        4. To specify the geographic place of the named party

        5. To identify a person or office to whom administrative communications should be directed

        6. To identify and answer yes and no questions, including the date, time, and comments further qualifying the condition

  4. To indicate the end of the transaction set and provide the count of the transmitted segments (including the beginning (ST) and ending (SE) segments)

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