EDI

API DocsTerminal
NEW!
Programmatically translate EDI to JSON with the EDI Core REST API
Get started in minutes →
Transaction Set
in
X12 Release 004010

201 Residential Loan Application

Functional Group ME

This Draft Standard for Trial Use contains the format and establishes the data contents of the Residential Loan Application Transaction Set (201) for use within the context of an Electronic Data Interchange (EDI) environment. This transaction set can be used to transfer the data contained in the Uniform Residential Loan Application between mortgage lenders, mortgage service vendors, insurance companies, credit reporting agencies and secondary market organizations.

Heading

Sequence
Segment
Name
Max use
010
Transaction Set HeaderMandatory
Max 1
To indicate the start of a transaction set and to assign a control number
020
Beginning SegmentMandatory
Max 1
To indicate the beginning of a transaction set
N1 Loop
Repeat 5
030
NameMandatory
Max 1
To identify a party by type of organization, name, and code
The N1 loop identifies the sending and receiving parties such as the mortgage company, loan broker, service bureau mortgage insurer, etc.
040
Additional Name Information
Max 2
To specify additional names or those longer than 35 characters in length
050
Address Information
Max 2
To specify the location of the named party
060
Geographic Location
Max 1
To specify the geographic place of the named party
070
Reference Identification
Max 1
To specify identifying information
080
Administrative Communications Contact
Max 5
To identify a person or office to whom administrative communications should be directed

Detail

Sequence
Segment
Name
Max use
LRQ Loop
Repeat >1
010
Mortgage Characteristics RequestedMandatory
Max 1
To describe the characteristics of a mortgage requested by the applicant(s)
The LRQ loop contains requested loan, borrower and subject property information. One iteration equals one loan application.
020
Reference IdentificationMandatory
Max 3
To specify identifying information
030
Yes/No QuestionMandatory
Max 4
To identify and answer yes and no questions, including the date, time, and comments further qualifying the condition
The YNQ segment is used to determine whether or not improvements have been made and whether or not they are complete.
040
NameMandatory
Max 1
To identify a party by type of organization, name, and code
050
Additional Name Information
Max 2
To specify additional names or those longer than 35 characters in length
060
Information
Max 1
To report information
070
Date or Time or Period
Max 1
To specify any or all of a date, a time, or a time period
080
Down Payment Data
Max 15
To provide amount or nature of loan down payment
090
Mortgage Closing Data
Max 1
To provide details about loan settlement
095
Note/Special Instruction
Max >1
To transmit information in a free-form format, if necessary, for comment or special instruction
NX1 Loop
Repeat 10
100
Property or Entity IdentificationMandatory
Max 1
To define the attributes of a property or an entity
The NX1 loop contains the address of the subject property.
110
Location ID ComponentMandatory
Max 30
To define types and values of a geographic location
120
Real Estate Property Information
Max 1
To provide a description of real estate or general property information
130
Property Description/Legal Description
Max 10
To provide specifics on property or legal description; this segment provides for a simple legal description such as lot, block and subdivision
140
Property Metes and Bounds Description
Max 50
To describe real estate property by boundary lines with their terminal points and angles; this segment defines legal boundaries of real estate property
PEX Loop
Repeat 20
150
Property or Housing ExpenseMandatory
Max 1
To provide housing expense information
The PEX loop provides the proposed monthly housing expenses.
160
Message Text
Max 1
To provide a free-form format that allows the transmission of text information
AMT Loop
Repeat >1
170
Monetary Amount
Max 1
To indicate the total monetary amount
The AMT loop contains refinance and construction loan information.
180
Message Text
Max 1
To provide a free-form format that allows the transmission of text information
IN1 Loop
Repeat 15
190
Individual IdentificationMandatory
Max 1
To provide identification of an individual or entity
The IN1 loop identifies the borrower(s) and their asset and liability information.
200
Individual Name Structure ComponentsMandatory
Max 10
To sequence individual name components for maximum specificity
210
Yes/No QuestionMandatory
Max 19
To identify and answer yes and no questions, including the date, time, and comments further qualifying the condition
220
Date or Time or PeriodMandatory
Max 3
To specify any or all of a date, a time, or a time period
230
Reference Identification
Max 1
To specify identifying information
240
Monetary Amount
Max >1
To indicate the total monetary amount
250
Demographic Information
Max 1
To supply demographic information
260
Quantity and Description
Max 1
To indicate line item quantity, description, marks and numbers, commodity code, weight, and customs value
270
Message Text
Max 1
To provide a free-form format that allows the transmission of text information
280
Administrative Communications Contact
Max 1
To identify a person or office to whom administrative communications should be directed
290
Quantity
Max >1
To specify quantity information
300
First Time Home Buyer
Max 1
To capture the first time home buyer information found in section of the Loan Application
310
Income
Max 10
To provide type and amount of income obtained
320
Personal Property Description
Max 20
To provide details of personal property
PEX Loop
Repeat 20
380
Property or Housing Expense
Max 1
To provide housing expense information
The PEX loop provides current housing expense information.
390
Message Text
Max 1
To provide a free-form format that allows the transmission of text information
NX1 Loop
Repeat 10
400
Property or Entity Identification
Max 1
To define the attributes of a property or an entity
The NX1 loop provides the applicant's current and previous residence information.
410
Location ID ComponentMandatory
Max 30
To define types and values of a geographic location
420
Quantity and Description
Max 1
To indicate line item quantity, description, marks and numbers, commodity code, weight, and customs value
430
Applicant Residence Specifics
Max 1
To provide type of residency
N1 Loop
Repeat 20
440
Name
Max 1
To identify a party by type of organization, name, and code
The N1 loop provides the applicant's current and previous employment information.
450
Additional Name Information
Max 2
To specify additional names or those longer than 35 characters in length
460
Address Information
Max 2
To specify the location of the named party
470
Geographic Location
Max 1
To specify the geographic place of the named party
480
Administrative Communications Contact
Max 1
To identify a person or office to whom administrative communications should be directed
490
Yes/No Question
Max 1
To identify and answer yes and no questions, including the date, time, and comments further qualifying the condition
The YNQ segment determines whether or not a borrower is self employed. A "Y" indicates that the borrower is self employed.
500
Employment Position
Max 1
To describe employment position
510
Quantity
Max 2
To specify quantity information
530
Monetary Amount
Max 1
To indicate the total monetary amount
REA Loop
Repeat 20
540
Real Estate Property Information
Max 1
To provide a description of real estate or general property information
The REA loop provides information about other properties owned.
550
Monetary AmountMandatory
Max 6
To indicate the total monetary amount
560
Property or Entity IdentificationMandatory
Max 1
To define the attributes of a property or an entity
570
Location ID ComponentMandatory
Max 30
To define types and values of a geographic location
NM1 Loop
Repeat 20
575
Individual or Organizational Name
Max 1
To supply the full name of an individual or organizational entity
The NM1 loop provides alias information used to obtain credit.
579
Account Identification
Max 10
To specify account information
CDA Loop
Repeat 100
580
Consumer Credit Account
Max 1
To provide duration or amount of consumer credit account
The CDA loop provides consumer credit account information.
590
Yes/No QuestionMandatory
Max 1
To identify and answer yes and no questions, including the date, time, and comments further qualifying the condition
The YNQ segment determines whether or not a liability will be satisfied by the sale of owned real estate or by refinancing a current loan. A "Y" means that the liability will be satisfied by a sale or refinance.
600
NameMandatory
Max 1
To identify a party by type of organization, name, and code
610
Additional Name Information
Max 2
To specify additional names or those longer than 35 characters in length
620
Address Information
Max 2
To specify the location of the named party
630
Geographic Location
Max 1
To specify the geographic place of the named party
640
Administrative Communications Contact
Max 1
To identify a person or office to whom administrative communications should be directed
FAA Loop
Repeat 100
650
Financial Asset Account
Max 1
To provide duration or amount of financial assets
The FAA loop provides financial asset information.
660
NameMandatory
Max 1
To identify a party by type of organization, name, and code
670
Additional Name Information
Max 2
To specify additional names or those longer than 35 characters in length
680
Address Information
Max 2
To specify the location of the named party
690
Geographic Location
Max 1
To specify the geographic place of the named party
700
Administrative Communications Contact
Max 1
To identify a person or office to whom administrative communications should be directed
704
Message Text
Max 1
To provide a free-form format that allows the transmission of text information
705
Loop Header
Max 1
To indicate that the next segment begins a loop
AMT Loop
Repeat 10
710
Monetary Amount
Max 1
To indicate the total monetary amount
The AMT loop provides alimony and child support income and expense information along with job related expense information.
720
Message Text
Max 1
To provide a free-form format that allows the transmission of text information
725
Loop Trailer
Max 1
To indicate that the loop immediately preceding this segment is complete
LX Loop
Repeat 5
730
Assigned NumberMandatory
Max 1
To reference a line number in a transaction set
The LX loop contains information about the interviewer who obtained the loan application data.
740
Name
Max 1
To identify a party by type of organization, name, and code
750
Additional Name Information
Max 2
To specify additional names or those longer than 35 characters in length
760
Address Information
Max 2
To specify the location of the named party
770
Geographic Location
Max 1
To specify the geographic place of the named party
780
Administrative Communications Contact
Max 1
To identify a person or office to whom administrative communications should be directed
790
Date or Time or Period
Max 1
To specify any or all of a date, a time, or a time period
800
Transaction Set TrailerMandatory
Max 1
To indicate the end of the transaction set and provide the count of the transmitted segments (including the beginning (ST) and ending (SE) segments)
Stedi is a registered trademark of Stedi, Inc. Stedi's EDI Reference and Mapping Guides are provided for marketing purposes and are free of charge. All names, logos, and brands of third parties listed on our site are trademarks of their respective owners (including “X12”, which is a trademark of X12 Incorporated). Stedi, Inc. and its products and services are not endorsed by, sponsored by, or affiliated with these third parties. Our use of these names, logos, and brands is for identification purposes only, and does not imply any such endorsement, sponsorship, or affiliation.
Stedi is a registered trademark of Stedi, Inc. Stedi's EDI Reference and Mapping Guides are provided for marketing purposes and are free of charge. All names, logos, and brands of third parties listed on our site are trademarks of their respective owners (including “X12”, which is a trademark of X12 Incorporated). Stedi, Inc. and its products and services are not endorsed by, sponsored by, or affiliated with these third parties. Our use of these names, logos, and brands is for identification purposes only, and does not imply any such endorsement, sponsorship, or affiliation.