EDI

API DocsTerminal
NEW!
Programmatically translate EDI to JSON with the EDI Core REST API
Get started in minutes →
Transaction Set
in
X12 Release 004010

828 Debit Authorization

Functional Group DA

This Draft Standard for Trial Use contains the format and establishes the data contents of the Debit Authorization Transaction Set (828) for use within the context of an Electronic Data Interchange (EDI) environment. This transaction set can be used to provide information from the paying entity to the financial institution regarding debits that the paying entity has authorized against its account. The financial institution would hold this information then match it against incoming debits to determine whether those debits have been authorized by the account holder. This transaction set can be used to add new authorizations or cancel existing authorizations. With regard to electronic debits, this would be used for ACH debit processing only. This transaction set can also be used for paper-based debits (i.e., checks). In the paper-based world, this transaction set would serve the purpose of the "issuance file" or "check register" used in account reconciliation applications. Either one-time or recurring debits can be authorized with this transaction set. One transaction set can be used to identify multiple debit authorization details against one bank account.

Heading

Sequence
Segment
Name
Max use
010
Transaction Set HeaderMandatory
Max 1
To indicate the start of a transaction set and to assign a control number
020
Beginning Segment for the Debit AuthorizationMandatory
Max 1
To identify the beginning of the Debit Authorization Transaction Set; the BAU segment is used to identify the financial institution and account of the payer (i.e., the party authorizing the debit against its account)
The BAU segment contains information about the account being debited.
050
Name
Max 1
To identify a party by type of organization, name, and code
The N1 through N4 information shall refer to the originator of the Debit Authorization, if it is used.
060
Additional Name Information
Max >1
To specify additional names or those longer than 35 characters in length
070
Address Information
Max >1
To specify the location of the named party
080
Geographic Location
Max 1
To specify the geographic place of the named party
090
Reference Identification
Max >1
To specify identifying information
100
Administrative Communications Contact
Max >1
To identify a person or office to whom administrative communications should be directed
The PER segment contents shall identify the party to be contacted for resolution of debit authorization errors, and must have signing authority on the account, if used.

Detail

Sequence
Segment
Name
Max use
DAD Loop
Repeat >1
010
Debit Authorization DetailMandatory
Max 1
To provide detail information about the debit authorization
The DAD segment contains detail information regarding the individual debit authorizations. The content refers to the originator of the debit, where as the BAU refers to the holder of the account being debited.
020
Individual or Organizational Name
Max 1
To supply the full name of an individual or organizational entity
If used, the NM1, N3, N4, REF and PER segments shall refer to the payee of the authorization detailed in the DAD segment.
030
Additional Name Information
Max >1
To specify additional names or those longer than 35 characters in length
040
Address Information
Max >1
To specify the location of the named party
050
Geographic Location
Max 1
To specify the geographic place of the named party
060
Reference Identification
Max >1
To specify identifying information
070
Administrative Communications Contact
Max >1
To identify a person or office to whom administrative communications should be directed

Summary

Sequence
Segment
Name
Max use
010
Transaction TotalsMandatory
Max 1
To transmit a hash total for a specific element in the transaction set
The CTT segment shall contain a count of the number of DAD segments in CTT01. Other data elements of the CTT segment should not be used.
020
Monetary Amount
Max 1
To indicate the total monetary amount
The AMT segment is used to reflect the sum of Debit Authorization Detail monetary amounts (DAD08). The total amount shall appear in AMT02, with a qualifier of "TT" in AMT01.
030
Transaction Set TrailerMandatory
Max 1
To indicate the end of the transaction set and provide the count of the transmitted segments (including the beginning (ST) and ending (SE) segments)
Stedi is a registered trademark of Stedi, Inc. Stedi's EDI Reference and Mapping Guides are provided for marketing purposes and are free of charge. All names, logos, and brands of third parties listed on our site are trademarks of their respective owners (including “X12”, which is a trademark of X12 Incorporated). Stedi, Inc. and its products and services are not endorsed by, sponsored by, or affiliated with these third parties. Our use of these names, logos, and brands is for identification purposes only, and does not imply any such endorsement, sponsorship, or affiliation.
Stedi is a registered trademark of Stedi, Inc. Stedi's EDI Reference and Mapping Guides are provided for marketing purposes and are free of charge. All names, logos, and brands of third parties listed on our site are trademarks of their respective owners (including “X12”, which is a trademark of X12 Incorporated). Stedi, Inc. and its products and services are not endorsed by, sponsored by, or affiliated with these third parties. Our use of these names, logos, and brands is for identification purposes only, and does not imply any such endorsement, sponsorship, or affiliation.